Renters Insurance Coverage

Insurance Specifically for Renters

Just because you rent your home doesn’t mean you can’t get quality insurance to cover the damage, theft, or loss of your belongings. At Roderick Crabbe Insurance Inc, we help clients like you find the coverage you need at rates you can afford.

This type of policy also covers injuries that may occur to another individual in your apartment or rental home. If that person files a lawsuit against you, the policy will pay your legal fees and any compensation you may be required to pay. Without this insurance, you’ll have to pay for these expenses out of your own pocket. 

Renters insurance will:

• Pay for damaged/lost items of a tenant due to vandalism, theft, storm, or fire
• Cover the tenant’s liability in case a visitor is injured on the premises
• Offer reimbursement for expenses in case the unit/rented home is inhabitable

The law doesn’t require a renter to have this type of insurance but the landlord might. Before purchasing a policy, estimate the value of your possessions to determine how much coverage you need. 

When filing a claim, the insurance company determines the current value of the items by checking the depreciated value or replacement costs. This is determined by the policy you have.

Call to sign up for a policy for renters today.

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